Price the driver, not the postcode.

A small device on the battery collects every driving action. Machine-learning models turn it into a personal risk score, an automatic first notice of loss and a millisecond-level reconstruction of any accident. Insurers cut losses, policyholders earn discounts, and fraud has nowhere to hide.

2.5×decrease in loss, up to

95%retention by years 2–3

msimpact reconstruction

Request an insurer briefing

Driver score · DRV 023187 / 100

Portfolio top 10%Score ≥ 91

Portfolio bottom 10%Score ≤ 54

Open FNOL2

Impact · 14:02:37.418 · 3.8 g · front-left

Functions

Four capabilities insurers ask for first.

Scoring

Detailed driving-style statistics per client. Models weigh acceleration, braking, lane changes, speed, road type, time of day, weather, traffic, smartphone use and vehicle model.

FNOL

Accident notification

Immediate contact with the client after an impact, so damage is resolved quickly and the claim starts with facts.

Forensic

Accident reconstruction

Direction and force of impact detailed in milliseconds. Avoid civil fraud and inflated damage reports.

Portfolio analytics

Identify portfolio trends, cross-sales opportunities and the top and bottom 10% of your book. Predict battery failure with regression models.

For insurers & lessors

Everyone wins, including the loss ratio.

✓
Driver scorecards to adjust premiumsIncentivise good drivers, tailor premiums, create better drivers and lower loss ratios.
✓
Early fraud detectionPrevent staged-accident payouts and verify claims faster with telemetry and video.
✓
Business modellingFuture planning on driver-behaviour trends and deeper insight into short-term portfolios.
✓
LessorsHigher residual values, no misuse of the vehicle, lower non-payment risk.

For policyholders & fleets

Safer driving, lower premiums, faster claims.

✓
Premium discountsRewarded for an improved risk profile and economical driving.
✓
Faster claimsFNOL and reconstruction shortcut the claims department.
✓
Family safetyView trips, manage driver scores, geofence areas, trip log book and reports in the app.
✓
Corporate fleets & taxisLower leasing and insurance costs, better residual values, simpler administration.

Questions

Common questions.

What is insurance telematics?

A small device on the vehicle battery records every driving action. Machine-learning models turn the data into a personal risk score, an automatic first notice of loss after an impact and a millisecond-level reconstruction of any accident.

How does it reduce fraud?

Accident reconstruction details the direction and force of an impact in milliseconds, which exposes staged accidents and inflated damage claims.

Who uses insurance telematics?

Insurers, vehicle lessors, corporate fleets and taxi operators. Policyholders benefit from premium discounts and faster claims.